Use This Strategy for Balancing Your Money.

Prasangi Kapuduwa
2 min readOct 16, 2023

Apply this technique between your earnings and expenses.

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When making financial decisions, we often set different goals, even if they don’t seem realistic. It’s crucial to understand our intentions. Some say becoming a millionaire overnight is impossible, but that’s not entirely true. People have achieved it due to their strong beliefs or sheer luck. BUT…if i use the word “BUT” it might discourage you. Instead, I would love to say like this:

You can become a millionaire overnight therefore, just set practical goals alongside your big dreams. Because who knows when your ‘overnight’ might happen?

I just said set practical goals. Don’t worry if you haven’t thought about it before; I had no either until someone guided me to set achievable goals. So, no need to stress. Some people meticulously plan everything, while others trust their instincts by making spontaneous decisions.

Let’s get back to the main idea. I mentioned that becoming a millionaire overnight is possible. So, continue setting achievable goals for yourself.

Creating achievable goal is vital, especially with countless ways to earn money and tempting spending options just a click away. Many people struggle with financial discipline while some master the art of financial management.

Let’s look into a smart money decision technique. Maybe You have done this without even realizing it.

When we decide on spending money, it’s important to consider various options. Often, we impulsively click and add items to our cart or get swayed by product descriptions, even if we don’t need them.

So, here’s a tip: before deciding to spend for something, think of different solutions. This is how you start thinking about your ideas.

Here comes the best part. After brainstorming ideas,

Delay evaluation. What is this?

Before making decisions, suspend your own judgement for a bit.

Write down every idea, regardless of feasibility. Don’t judge your ideas right away. Evaluate them later.

If others are helping you decide, ask them to do the same.

Staying neutral during brainstorming is crucial to find options and delaying judgment offers chance of finding an effective solution.

Remember, the first idea isn’t always the best. Because premature evaluation hampers creativity and leads to sticking with safe options. Therefore, avoid judging your ideas too soon.

I tried it out and saw how it looks and how well it works. Try it yourself.

Remember, don’t take more money out of your pocket than you put in.

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Prasangi Kapuduwa

My thoughts & experiences meet theories. Meditation Practitioner & an Independent Counseling Psychology Researcher.